Finances


Ecliptic Financial Advisors
Internships Create an Advantage
Not only do internships reveal viable career paths through hands-on learning experiences, they give a student an edge over their competition when it comes to applying for jobs.  You may have a killer cover letter, a stellar grade point average and glowing recommendations from your professors, but in today's competitive ...
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Summer Jobs Tips for Students...
1. Start looking now. Employers are already thinking about their upcoming summer staffing issues. One way to beat out at least some of the competition is to start your job search early rather than waiting for the school year to end. "Consider telling them, 'I can work 10 hours a ...
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10 Scam Warning Signs, Courtesy of FastWeb
Knowing these warning signs can keep you from being a scholarship scam victim. 1. Fees: You shouldn't have to pay to search for or apply for scholarships. Check out the free scholarship search at FastWeb.com. 2. Credit card or bank account information needed: You should never have to give credit ...
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Safety First
One of the most important issues in choosing a college is often the most overlooked: the safety and security of your collegiate environment. Different universities handle safety differently, depending on their location and campus size.  Most colleges devote a significant amount of resources to issues of safety and security, and ...
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What To Do While Waiting For Admission Letters
What to Do While Waiting for Admission Letters Tips for keeping track of your college applications and keeping admissions officers in the loop.  It may not look like it after you put your 10 pounds' worth of college applications in the mail, but the hard part starts once you've forked ...
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Stress and Study Tips
As educational requirements get more stringent in all levels of education, students everywhere experience considerable school stress. Here are some student stress relief tips and tools that students can use to learn study skills, prepare for exams and minimize their school stress levels to make learning easier.   1.  Manage Time ...
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Get & Stay Involved in High School and College
   High school students should remember they are competing against students all across the country to get into a good college. Community service, awards and being involved in clubs and organizations can be the tie breaker to get you into a good college over someone with similar grades as you. ...
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Internships Create an Advantage
Not only do internships reveal viable career paths through hands-on learning experiences, they give a student an edge over their competition when it comes to applying for jobs.  You may have a killer cover letter, a stellar grade point average and glowing recommendations from your professors, but in today's competitive ... 
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Organization and Planning
Some minimal organization will keep your finances in order. Each of these is an important adult financial skill. Track your spending. Use a notebook, or use Quicken if you have it. Good records will prevent you from getting overdrawn at the bank or charging more than your credit limit. This ... read more
Money Management
If you play it smart, you can avoid the sort of money troubles that plague many young adults. Don't get a credit card unless you absolutely need one. Those guys sitting behind the sign-up table are not there to help you. They're there to make money. Avoid non-academic debt. It ... read more

10 Scam Warnings
Courtesy of FastWeb
Knowing these warning signs can keep you from being a scholarship scam victim. 1. Fees: You shouldn't have to pay to search for or apply for scholarships. 2. Credit card or bank account information needed: You should never have to give credit card or bank account information to award providers. ...
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College Funding Tip of the Week 2
Hello All, Here is your College Funding "Tip of the Week". Tip of the week VOLUNTEER / COMMUNITY SERVICE PROJECTS With the holiday season upon us and winter break approaching, now is a great time to start thinking about volunteer/community service projects!  Taking up a service project for a few ...
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Get & Stay Involved in High School and College
   High school students should remember they are competing against students all across the country to get into a good college. Community service, awards and being involved in clubs and organizations can be the tie breaker to get you into a good college over someone with similar grades as you. ...
read more

College Funding Tip of the Week
Hello All, Here is your College Funding "Tip of the Week". TIP OF THE WEEK Efficient note taking while doing homework is one of the most important study skills you need to succeed in school. These studying tips will help you get more out of lectures and class handouts, help ...
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Frequently Asked Questions part 8
What are the deadlines for applying?   The FAFSA is the federal application for financial aid, but it is also used for apply for aid from other sources, such as your state or school. TIP: The deadline for your state or schools may be different from federal deadlines and you ...
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Admission and Scholarship Deadlines
When applying to college make sure you look at both the admission deadline and the scholarship priority deadline. For many colleges the deadline re the same, but for some colleges the scholarship deadline is sooner than the admission deadline, in some cases its months sooner. As with all financial aid, ...
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Frequently Asked Questions part 7
How will i receive my Financial aid? Your federla student aid will be paid to you through your school.   An award letter from your school will notify you of your aid package Your aid will likely be distributed each semester, quarter, or other payment period Your school will first ...
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Frequently Asked Questions part 6
I probably don't qualify for need-based aid. Should i apply for aid anyway?   Yes! Many families mistakenly think they don't qualify for aid and prevent themselves from recieving financial aid by failing to apply for it. In addition, there are a few sources of aid, such as unsubsidized Federal ...
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Frequently Asked Questions part 5
Who Figures out how much aid I will receive?   Your schools financial aid office will prepare a financial aid package for you to help meet your financial need. Financial need is the difference between your schools cost of attendance and your Expected Family Contribution (EFC) Financial Aid will depend ...
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Frequently Asked Questions part 4
Why is it important to submit accurate information?   If you get federal student aid based on incorrect information, you will have to pay it back. You may also have to pay fines and fees. If you purposely give false or misleading information on your application, you may be fined ...
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Frequently Asked Questions part 2
Who is eligible to receive Federal Student Aid? To receive federal student aid, you must meet certain requirements. You must:   Be a U.S. Citizen Have a Valid Social Security Number Be registered with Selective Service if you are a male 18-25 years of age (go to www.sss.gov for more ...
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Frequently Asked Question part 3
What Information is needed to submit the FAFSA?   Your Social Security Number. Be sure it is correct! Your w-2 forms and other records of money earned Child Support received Workers Compensation Drivers License (if any) your untaxed income records Veterans non-education benefit records Current bank statements Federal Income Tax ...
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School Tours: Check the Safety Measures on Campus
One of the most important issues in choosing a college is often the most overlooked: the safety and security of your collegiate environment...
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10 Money Saving Tips for Students
1. Spend less than you earn. Don't earn much? Then don't spend much. If your spending and income are roughly even, you have two choices: earn more or spend less...
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How to Conquer Test Anxiety
Most students experience some level of anxiety during an exam. However, when anxiety affects exam performance it can become a problem...
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American Opportunity Tax Credit (Formerly known as the Hope Scholarship Tax Credit)
The following changes have been made to the Hope credit. The modified credit is now referred to as the American opportunity tax credit (AOC)...
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Learn More About Grants and Scholarships
What is a grant?
A grant is a form of federal, state or institutional financial aid that does not need to be repaid...
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FAFSA 101 - The Basics
What is the Free Application for Federal Student Aid (FAFSA)?
The FAFSA is the application used to apply for federal student aid...
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College Terminology
Academic Advisor - Your advisor is a senior faculty member in your area of concentration who is assigned to advise you on course selections and requirements...
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Scholarship Q&A
Q: How can I find out about what scholarships are available?
A: Your best scholarship research sources...
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Tips On Packaging Your Scholarship Application
Tip #1. – Pay Attention to Deadlines
Plan ahead, so that your applications arrive as early as possible, and do not apply after the deadline date...
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Crafting Your Scholarship Application
Crafting a winning scholarship application requires a strategic approach. Scholarships are awards by organizations with a specific goal in mind...
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The Basics of Financial Aid
Financial aid is a term used to describe money that is awarded to help a student pay for college and the necessities related to college. Financial aid consists of grants, scholarships, loans, and work-study programs...
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Paying For College With Student Loans
What is a Federal Perkins Loan? A Federal Perkins Loan is a low-interest (5%) loan for both undergraduate and graduate students with exceptional financial need...
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How to Get Free College Scholarships to Finance Your Education
Getting Scholarship money to finance one education may not be too difficult as most people think. Be it for high school or college education. There is no doubt that burden of financing a college education can be very enormous on students and parents. It is very important that before spending ...
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Get the Government to finance College
If you've been searching around for loan information you surely have heard of the Department of Education loans. These loans are the ones that we will be explaining in this article. The US Department of Education The US Department of Education concentrates almost all government aid for those who need ...
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